Special Introductory APR1

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2.99% intro APR 1 on purchases for the first 6 billing cycles with your new Academy Sports + Outdoors® Visa®. After that, a variable APR currently 11.74% - 23.74%1. Limited time offer.

Save $15 today2 plus 1,000 bonus points after your first purchase3!

Earn $25 rewards card for every 2,500 points

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There are two different Academy Sports + Outdoors cards: the Academy Sports + Outdoors Signature card and the Academy Sports + Outdoors Platinum card. You will first be considered for the Signature card. If you do not qualify for the Signature card, you will be considered for the Platinum card. The Platinum card may have different credit terms as set forth here, the Platinum card may not offer the same Visa Signature benefits.

here's how you earn
For every $1 of eligible net purchases, earn4:
how to apply


Apply now, shop instantly and earn a $15 statement credit after your first purchase.2


Apply at the register and shop instantly upon credit card approval and earn $15 off of your first purchase.


Call 1-800-808-1059, ext. 39077

already have an account?
  • We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

  • Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Rewards Program Rules for additional information.

  • 1 The 2.99% introductory APR applies to purchases and is valid for the first 6 billing cycles. The introductory rate does not apply to balance transfers or cash advances. Thereafter, the APR may vary and as of 12/26/16, the undiscounted variable APR for Purchases is 11.74% - 23.74% (based on your creditworthiness). The variable APR for Cash Advances is 24.49%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0 or $29, depending on your credit history at account opening. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

  • 2This offer is only valid for applications processed and approved in-store at the POS with a minimum purchase of $15 or more (before tax) within 60 days. This purchase must be applied to your new Academy Sports + Outdoors® Visa Card. Accounts opened in-store will receive $15 off their purchase, and all other new accounts will receive a $15 statement credit after their first purchase within 60 days of account opening. You will receive the statement credit within 8 weeks of qualifying purchase.

  • 3Bonus points will be awarded when you use your new Academy Sports + Outdoors® Visa Card for the first time within 60 days of account opening. Bonus points will only be awarded to new accounts. Existing accounts do not qualify.

  • 4Rewards points are earned on eligible net purchases. Net purchases are purchases minus credits and returns.

  • 5Earn 2 points per $1 of net purchases at gas station merchants (maximum $150 in spend per billing cycle) with your Academy Sports + Outdoors® Visa Card. U.S. Bank National Association cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.

  • The creditor and issuer of the Academy Sports + Outdoors Rewards Visa Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  • How can I check on the status of my credit card application?
  • Contact U.S. Bank at 1-800-947-1444.

  • Who do I need to contact if I have a question concerning my account balance or card activity?
  • Contact Cardmember Services at 1-866-546.9241 (we accept relay calls) for account inquiries including: account balance, payment information and recent transactions.

  • Who do I need to contact if I have a question regarding my Rewards Points?
  • Contact the Rewards Center at 1-888-229-8864 for questions concerning points earned, points available, redemptions and other rewards information.

  • Who do I call if I experience technical difficulties with the app?
  • Call 24-hour Banking at 1-888-962-4671 (we accept relay calls). Please be prepared to provide the following: A description of any error message displayed on your mobile device or an explanation of the issue you have encountered.

  • How can I make a payment?
  • You can create an account and pay your bill online by visiting usbank.com, or you can mail your payment to:
  • Cardmember Services
  • P.O. Box 790408
  • St. Louis, MO 63179-0408

  • U.S. Bank Hours of Operation
  • Monday - Friday 8:00 am - 11:00 pm CST
  • Saturday & Sunday 8:00 am - 9:00 pm CST

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