Credit & Debit Cards
What types of credit cards do you accept?
Academy Sports + Outdoors accepts the following Credit/Debit Cards:
- Academy Credit Card
- Visa
- Mastercard
- American Express
Do you accept debit cards?
Yes, Academy Sports + Outdoors accepts debit cards.
Is there a minimum purchase amount for using a credit or debit card?
There is no minimum purchase amount to use a credit or debit card at Academy Sports + Outdoors. You can use your card for any size purchase.
What should I do if my credit card is declined?
Double-Check Everything
- Card Details: Make sure you've entered the card number, expiration date, and CVV code correctly. It's easy to make a typo!
- Billing Address: Verify that the billing address you entered matches the one your card issuer has on file. Even a small difference can trigger a decline.
- Available Funds: Check your account balance to ensure you have enough funds or available credit to cover the purchase.
- Contact Your Card Issuer
If all the details are correct, it's time to call your bank or credit card company. Their customer service number is usually on the back of your card. They can tell you:
- Reason for Decline: They might see something you don't, like a hold on your account or suspected fraudulent activity.
- Account Status: They can confirm if your account is in good standing and if there are any restrictions.
- Next Steps: They can help you resolve the issue and complete your purchase.
- Consider Alternative Payment Methods
While you're sorting things out with your card issuer, Academy Sports + Outdoors might offer other ways to pay:
- Other Cards: Do you have another credit or debit card you could use?
- PayPal or Digital Wallets: See if Academy accepts PayPal, Apple Pay, Google Pay, or other digital wallets.
Can I combine two or more credit cards to purchase online?
You can only use one major credit card and combine it with an Academy gift card to purchase online.

