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Need Help?Buy Now, Pay Later
What is Buy Now, Pay Later?
Buy Now, Pay Later (BNPL) is a type of short-term financing that allows you to make purchases and pay for them over time, often without interest. It's essentially a point-of-sale installment loan that lets you split your purchase into smaller, more manageable payments.
Academy offers the following Buy Now, Pay Later options at checkout:
Frequently Asked Questions
How does Buy Now, Pay Later work?
- Choose BNPL at checkout: When shopping online or in-store, select the BNPL option as your payment method.
- Quick approval: You'll typically undergo a soft credit check, which doesn't impact your credit score. Approval is usually quick.
- Make a down payment: You might need to make a small down payment upfront, but this isn't always the case.
- Pay off in installments: The remaining balance is divided into equal installments, often spread over a few weeks or months.
Is there a fee for using Buy Now, Pay Later?
It depends on which "Buy Now, Pay Later" option you use at Academy Sports + Outdoors. Here's a breakdown of their common options:
- Klarna:
- Pay in 4: No interest if you pay on time.
- Pay in 30 days: No interest if you pay within 30 days.
- Monthly financing: Interest may apply depending on your credit and chosen plan.
- Sezzle:
- Pay in 4: No interest if you pay on time. Late fees may apply.
Important things to remember about Buy Now, Pay Later:
- Always read the fine print: Each service has its own terms and conditions, including potential late fees, credit checks, and impacts on your credit score.
- On-time payments are key: To avoid fees and interest, make sure you understand the payment schedule and make your payments on time.
Can I cancel an item(s) purchased with Buy, Now Pay Later?
Yes, you can usually cancel an item or order purchased with Buy Now, Pay Later options at Academy Sports + Outdoors, but it's crucial to act fast! Here's a breakdown of how it works:
- Contact Academy Sports + Outdoors Immediately.
- Check Order Status: Log in to your Academy.com account to see if your order is still eligible for cancellation. Orders are typically only able to be cancelled while they are being prepared.
- Customer Service: If you can't cancel online, contact Academy’s customer service ASAP. They might be able to help if the order hasn't been processed or shipped yet.
Important Considerations:
- Speed is Key: The sooner you try to cancel, the better.
- Processed Orders: Once an order has been processed or shipped, it's usually too late to cancel. You'll likely need to return the item instead.
Can I return an item purchased with Buy Now, Pay Later?
Yes, you can generally return an item purchased with Buy Now, Pay Later (BNPL) at Academy Sports + Outdoors, but there are a few things to keep in mind:
See the Academy’s Return Policy for more information.
Does Academy Sports + Outdoors Offer Layaway?
We do not currently offer layaway. Please review our other payment options such as the Buy Now, Pay Later providers we accept.
